Internet Banking

Protect Yourself

Cyber criminals are targeting mobile users. Be sure to protect yourself and your mobile banking account. Click to see some tips on mobile security.

Mobile Banking Security

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Did You Know?

Did you know that debit cards have a limit on their daily transactions? While they provide a convenient way to access funds in your accounts, they might not be the best solution if you have a large purchase or need to make a lot of transactions in one day. Let us help you find a credit card that would be beneficial to have available if you need it.

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Money Will Clear Sooner!

There will be changes to our Automated Clearing House (ACH) rules effective September 15, 2017!. What this means is all types of electronic payments (excluding debit card transactions), for both credits and debits are now eligible to be processed on the same day that they are originated. Some customers are used to having some "float" time before money clears their accounts. Money will now be processed almost immediately. You need to make sure you have funds available in your account prior to making payments that you make online, via telephone or using merchants that convert your check into electronic transfer to avoid incurring NSF (non-sufficient funds) fees.

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Personal Checking Products

You need a checking account that will work best for you. We offer some of the most competitive accounts available and will work with you to find the account that best suits your needs. The minimum deposit to open a checking account is $50 and with all of our checking accounts, you have access to online banking and bill payment services. Contact a customer representative today by phone: 770-445-8888 or email info@georgiaheritagebank.com, to help identify which product will work best for you and your money!

Basic Checking Green

Our basic checking is a great basic account with no service charge and no minimum balance required. Statements are sent via electronic E-Statement, and images will be provided. A valid e-mail address is required to establish this account.

 

Basic Checking 

This account is also designed for the customer that is looking for a basic account but desires to have a paper statement. The service charge for this account is $4.95 per month. Imaged checks will be provided with your statement.

 

Interest Bearing Checking Green 

Our interest bearing account earns interest that will be compounded and posted to your account monthly. For this account, you must utilize at least one of the following Georgia Heritage Bank products or services: 


Statements are sent via electronic E-Statement, and images will be provided. A valid e-mail address is required to establish this account.

 

Interest Bearing Checking

This account is designed for customers that desire to earn interest on their account, but wish to receive a paper statement. The service charge for this account is $4.95 per month. Imaged checks will be provided with your statement.

 

Senior Checking Green

This account is designed for customers over fifty. For this account, you must utilize at least one of the following Georgia Heritage Bank products or services:  


It includes two boxes of the standard style program checks per year, free money orders, and free official checks. Interest will be compounded and posted monthly to the account. You must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed annual percentage yield. Statements are sent via electronic E-Statement, and images will be provided. A valid e-mail address is required to establish this account.

 

Senior Checking

This account is also for customers over fifty, but for those that wish to receive a paper statement. The service charge for this account is $1.95 per month. It includes two boxes of the standard style program checks per year, free money orders, and free official checks. Interest will be compounded and posted monthly to the account. You must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed annual percentage yield. Imaged checks will be provided with your statement.

Please refer to your account information and disclosures for detailed information. Checks are paid in the order of lowest dollar amount to highest dollar amount.

 

Protect Yourself

Cyber criminals are targeting mobile users. Be sure to protect yourself and your mobile banking account. Click to see some tips on mobile security.

Mobile Banking Security

iStock-523109999

Did You Know?

Did you know that debit cards have a limit on their daily transactions? While they provide a convenient way to access funds in your accounts, they might not be the best solution if you have a large purchase or need to make a lot of transactions in one day. Let us help you find a credit card that would be beneficial to have available if you need it.

card_full

Money Will Clear Sooner!

There will be changes to our Automated Clearing House (ACH) rules effective September 15, 2017!. What this means is all types of electronic payments (excluding debit card transactions), for both credits and debits are now eligible to be processed on the same day that they are originated. Some customers are used to having some "float" time before money clears their accounts. Money will now be processed almost immediately. You need to make sure you have funds available in your account prior to making payments that you make online, via telephone or using merchants that convert your check into electronic transfer to avoid incurring NSF (non-sufficient funds) fees.

iStock-531425016