Internet Banking

Protect Yourself

Cyber criminals are targeting mobile users. Be sure to protect yourself and your mobile banking account. Click to see some tips on mobile security.

Mobile Banking Security

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Did You Know?

Did you know that debit cards have a limit on their daily transactions? While they provide a convenient way to access funds in your accounts, they might not be the best solution if you have a large purchase or need to make a lot of transactions in one day. Let us help you find a credit card that would be beneficial to have available if you need it.

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Money Will Clear Sooner!

There will be changes to our Automated Clearing House (ACH) rules effective September 15, 2017!. What this means is all types of electronic payments (excluding debit card transactions), for both credits and debits are now eligible to be processed on the same day that they are originated. Some customers are used to having some "float" time before money clears their accounts. Money will now be processed almost immediately. You need to make sure you have funds available in your account prior to making payments that you make online, via telephone or using merchants that convert your check into electronic transfer to avoid incurring NSF (non-sufficient funds) fees.

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Georgia Heritage Personalized Debit Cards

      

At Georgia Heritage, we believe your debit card should have the option of being as unique as you are! Therefore, we offer our customers the ability to design their own debit card. Imagine having a card with your child’s picture, your favorite team logo or even a picture or image of your favorite place. Just figure out how you want your card to look and we can help you make that happen! Pulling out your debit card has never been this fun!

You can upload your own photograph to use or select from some available images. Simply read the Terms & Conditions Of Use and click on "I Understand and Accept the Terms and Conditions" to get started desiging your personal card today!

MyPic Fee Schedule

In order to cover the ongoing costs associated with the production of, and storage of, the images provided to produce your MyPic personalized card, Georgia Heritage Bank has implemented the following fee schedule, Initial Implementation Fee: $20.00 Renewal/Expiration Fee: $20.00 each renewal/expiration.

Terms & Conditions Of Use

The Georgia Heritage Bank MyPic Debit Card service is subject to these Terms and Conditions. Additional general terms and conditions apply to your Debit Card as outlined in the New Account Agreement and Disclosure Statement. The image submitted to you is herein referred to as the “Image”.

1. You certify that you have read and understood the Image Guidelines and that the image you submitted to Georgia Heritage Bank complies with the Image Guidelines.
2. Unless waived as part of a promotion, your card-linked account will be debited $20 when your Image is approved. The $20 fee will apply to a new, replacement, or renewal MyPic Debit Card.
3. You warrant to Georgia Heritage Bank that: (i) you are the owner of the Image (i.e. the Image was taken by you) or you have obtained express consent from the Image’s owner to use the Image on your MyPic Debit Card; (ii) you have obtained express consent from any person whose image you use on your MyPic Debit Card; and (iii) use of the Image by Georgia Heritage Bank will not infringe any other person’s rights, including intellectual property rights in the Image.
4. Georgia Heritage Bank may, in its discretion, require evidence of the Image owner’s consent or your ownership of the Image.
5. You (or you have obtained consent from the image’s owner) grant Georgia Heritage Bank a perpetual, non-transferable, non-exclusive, royalty-free, world-wide, irrevocable license to use the Image and the data you provide to Georgia Heritage Bank for the purpose of providing your MyPic Debit Card.
6. You consent (or have obtained consent from the image’s owner) to Georgia Heritage Bank storing, modifying, copying or using the Image.
7. You shall indemnify and hold harmless Georgia Heritage Bank, its successors and assigns, against any claims arising or loss suffered by Georgia Heritage Bank resulting from your use of this service or as a result of the Image being used on and reproduced on your MyPic Debit Card, or arising out of or as a result of Georgia Heritage Bank storing, modifying, copying or using the Image.
8. Georgia Heritage Bank’s liability hereunder is limited to refunding the fee associated with the issuance of the MyPic Debit Card, and Georgia Heritage Bank is not liable to you for any loss, damage, claim or expense whatsoever in relation to any action by Georgia Heritage Bank permitted under these Terms and Conditions. Georgia Heritage Bank is not responsible for poor quality images or images poorly positioned on the MyPic Debit Card template. Images and copies thereof shall not be returned to you for any reason.
9. Your MyPic Debit Card remains the property of Georgia Heritage Bank and you agree to immediately return it or destroy it if asked by Georgia Heritage Bank for any reason, or if the card or accounts that your MyPic Debit Card is linked to is compromised or closed.
10. If approved, the image will be stored by Georgia Heritage Bank or its agents and contractors for a period of at least two (2) years. The Image will be printed on any subsequent reissued/renewed MyPic Debit Cards within a two year period unless you have uploaded another image within that period.
11. Georgia Heritage Bank reserves the right not to accept or use any image you submit, or to refuse to reissue a MyPic Debit Card.

I Understand and Accept the Terms and Conditions

Protect Yourself

Cyber criminals are targeting mobile users. Be sure to protect yourself and your mobile banking account. Click to see some tips on mobile security.

Mobile Banking Security

iStock-523109999

Did You Know?

Did you know that debit cards have a limit on their daily transactions? While they provide a convenient way to access funds in your accounts, they might not be the best solution if you have a large purchase or need to make a lot of transactions in one day. Let us help you find a credit card that would be beneficial to have available if you need it.

card_full

Money Will Clear Sooner!

There will be changes to our Automated Clearing House (ACH) rules effective September 15, 2017!. What this means is all types of electronic payments (excluding debit card transactions), for both credits and debits are now eligible to be processed on the same day that they are originated. Some customers are used to having some "float" time before money clears their accounts. Money will now be processed almost immediately. You need to make sure you have funds available in your account prior to making payments that you make online, via telephone or using merchants that convert your check into electronic transfer to avoid incurring NSF (non-sufficient funds) fees.

iStock-531425016