Internet Banking

Protect Yourself

Cyber criminals are targeting mobile users. Be sure to protect yourself and your mobile banking account. Click to see some tips on mobile security.

Mobile Banking Security

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Did You Know?

Did you know that debit cards have a limit on their daily transactions? While they provide a convenient way to access funds in your accounts, they might not be the best solution if you have a large purchase or need to make a lot of transactions in one day. Let us help you find a credit card that would be beneficial to have available if you need it.

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Money Will Clear Sooner!

There will be changes to our Automated Clearing House (ACH) rules effective September 15, 2017!. What this means is all types of electronic payments (excluding debit card transactions), for both credits and debits are now eligible to be processed on the same day that they are originated. Some customers are used to having some "float" time before money clears their accounts. Money will now be processed almost immediately. You need to make sure you have funds available in your account prior to making payments that you make online, via telephone or using merchants that convert your check into electronic transfer to avoid incurring NSF (non-sufficient funds) fees.

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Board of Directors

JOHN F. BICKFORD

Dr. Bickford attended the University of Miami and graduated from Ohio State University College of Dentistry.  Dr. Bickford practiced dentistry for two years while serving as Captain in the U.S. Army.  He began his practice in Paulding County in 1978 where he has continued practicing uninterrupted for more than 30 years.  Dr. Bickford served on the advisory board of Georgia State Bank, a part of Alabama National BanCorporation from 1996 until 2004. 

W. CHARLES BROCK

Mr. Brock attended Kennesaw State University and Georgia State University.  He and a partner began a convenience store business with one store in 1981.  Although the partnership dissolved in 1990, Mr. Brock continued in this field and currently operates seven convenience stores in Paulding County.  Additionally, Mr. Brock is a real estate investor.  From 2001 until 2004, Mr. Brock served on the board of directors of Community Trust Bank, a state chartered bank and an affiliate of GB&T Bancshares, Inc., which was recently sold to SunTrust Bank.  Simultaneously, he served as a Loan Committee member.  Mr. Brock is a lifelong resident of Paulding County.

ANGELA J. BYRD

Ms. Byrd completed her B.S., Data Processing degree and received her MBA, Finance from Kennesaw State University.  She began her banking career in 1973 at Citizens Bank in Dallas, Georgia, where she elevated from a teller to the Operations Officer.  She served as Loan Account Supervisor for First National Bank of Cobb County for one year.  In 1987, prior to the opening of a de novo bank, Community Trust Bank, Ms. Byrd became its Operations Officer.  As the company expanded, Ms. Byrd became the Chief Financial Officer of the bank and then Controller of the bank’s holding company, Community Trust Financial Services.  Prior to joining the Bank’s organizational effort in 2004, Ms. Byrd served as the Controller of J.L.T. Enterprises, Inc.  Ms. Byrd is a lifelong resident of Paulding County.

W. THOMAS CABLE

Mr. Cable completed his B.A. from West Virginia University and received his Juris Doctor from The University of Georgia School of Law.  He began his career with the firm of Vinson & Osborne, P.A. in Dallas, and became a partner in the firm of Vinson, Talley, Richardson & Cable, P.A. where he continues to practice.  His firm is the largest and one of the oldest firms headquartered in Paulding County.  While having a host of clients, Mr. Cable has been lead counsel for The Paulding County Industrial Building Authority and has been lead counsel for The Paulding County Board of Education. 

GENEVIEVE B. COLE

Prior to her commencing the Bank’s organizational effort in 2004, Ms. Cole served as President, CEO and as a director of Community Trust Bank.  Prior to joining Community Trust Bank, Ms. Cole spent 15 years at First National Bank of Paulding County, where she elevated from teller to Assistant Vice President of Lending.  Ms. Cole is a graduate of Chattahoochee Technical College and The Graduate School of Banking at LSU.  Ms. Cole is a lifelong resident of Paulding County.

KIMBERLY B. CURL

Mr. Curl completed his B.S., Science degree at The University of Georgia and received his license to be a registered pharmacist. He owns and operates an independent pharmacy, C & C Pharmacy, Inc.  In addition to operating his pharmacy, he and a partner constructed the first assisted living facility in Paulding County.  Mr. Curl continues to operate Kimberly Assisted Living, LLC, as President and currently serves on the Paulding County School Board. 

HOWARD R. MAXWELL

After serving in the U.S. Army, Mr. Maxwell graduated from Georgia State University with his B.A., Accounting.  Early in his career, he was employed by FNB of Atlanta as the supervisor of fixed assets and accounts payable.  In 1977, Mr. Maxwell began an insurance career with Allstate Insurance, eventually converting to an independent contractor for the company.  Mr. Maxwell also served on the Paulding County Board of Education for 13 years, five of which he served as Chair.  He has been a member of the Georgia State School Board Association for Workers’ Compensation Fund, and served as Chair for five years.  Mr. Maxwell currently serves as a member of the Georgia House of Representatives.  Mr. Maxwell is a lifelong resident of Paulding County.

BRUCE E. SMITH

Mr. Smith graduated from Texas A&M.  He spent five years as a pilot for the U.S. Air Force.  After leaving the Air Force, he used the experience he gained from his family building business and went to work for a large homebuilder, Fox and Jacobs.  Eventually, he joined Arvida and moved to Atlanta to run their development operation.  After eleven years with Arvida, he left to start the residential division for Cousins Properties.  Mr. Smith continued with Cousins Properties as their President/Land Division until his retirement.

 

Protect Yourself

Cyber criminals are targeting mobile users. Be sure to protect yourself and your mobile banking account. Click to see some tips on mobile security.

Mobile Banking Security

iStock-523109999

Did You Know?

Did you know that debit cards have a limit on their daily transactions? While they provide a convenient way to access funds in your accounts, they might not be the best solution if you have a large purchase or need to make a lot of transactions in one day. Let us help you find a credit card that would be beneficial to have available if you need it.

card_full

Money Will Clear Sooner!

There will be changes to our Automated Clearing House (ACH) rules effective September 15, 2017!. What this means is all types of electronic payments (excluding debit card transactions), for both credits and debits are now eligible to be processed on the same day that they are originated. Some customers are used to having some "float" time before money clears their accounts. Money will now be processed almost immediately. You need to make sure you have funds available in your account prior to making payments that you make online, via telephone or using merchants that convert your check into electronic transfer to avoid incurring NSF (non-sufficient funds) fees.

iStock-531425016