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Georgia Heritage Bank Privacy Statement
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
FACTS: What does Georgia Heritage Bank do with your personal information?
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
- Social Security number and Account Balances
- Transaction History and Payment History and Credit History and score
- Overdraft History and Other non-public information needed to conduct transactions
When you are no longer our customer, we continue to share your information as described in this notice. |
How? |
All financial companies need to share customers’ personal
information to run their everyday business. In the section
below, we list the reasons financial companies can share their customers’ personal information; the reasons Georgia Heritage Bank chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does Georgia Heritage share? |
Can you limit this sharing? |
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes —
to offer our products and services to you |
No |
We don’t share |
For joint marketing with other financial companies |
No |
We don’t share |
For our affiliates’ everyday business purposes —
information about your transactions and experiences |
No |
We don’t share |
For our affiliates’ everyday business purposes —
information about your creditworthiness |
No |
We don’t share |
For nonaffiliates to market to you |
No |
We don’t share |
Questions? |
Call 770-445-8888 or go to www.georgiaheritagebank.com |
Who we are
Who is providing this notice?
What we do
|
Georgia Heritage Bank |
How does Georgia Heritage Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings. |
How does Georgia Heritage Bank collect my personal information? |
We collect your personal information, for example, when you
- Apply for a loan or Apply for a deposit account
- Wire transfer or Make deposits or withdrawals from your account
- Initiate transactions through our on-line services
We also collect your personal information from others, such as credit bureaus, public records, or other
companies. |
Why can’t I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes — information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you
additional rights to limit sharing. |
Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Georgia Heritage Bank has no affiliates. |
Nonaffiliates |
Companies non related by common ownership or control. They can be financial and nonfinancial
companies.
- Georgia Heritage Bank does not share with
non-affiliates so they can market to you. |
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Georgia Heritage Bank does not jointly market. |
Other important information |
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Questions? |
Call 770-445-8888 or go to www.georgiaheritagebank.com |
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